Financial Inclusion Infrastructure

Unlock the market that others ignore by approving up to 20% more with qualified profiles

Address the global underserved market with our infrastructure focused on understand people and provide them with fast, tailored solutions. Each point you see represents an invisible person to the traditional financial system. Glik understands them all.

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Comprehensive Infrastructure

Glik combines origination, technology, and human understanding to enable responsible credit in populations invisible to the financial system.

Glik Human UnderWriting

Know each person, not just their number

When you reject someone for lack of credit bureau history, Glik steps in. We enrich their profile with AI and deliver a pre-validated lead, ready to originate, allowing you to recover lost revenue.

Analysis engine

Alternative Scoring

Digital behavior, alternative payment history, cash flows, and psychometrics for a highly precise risk profile that the traditional bureau cannot see.

BehavioralPsychometricTransactional

Decide in seconds

Respond to credit applications in real time, with no waiting or paperwork.

70% fewer rejections

We evaluate people where the traditional system only sees an empty number.

Low default rates

Lower delinquency rate than the market average, even in cohorts with no banking history.

Integration

Plug-and-play API · In production in 24 h

Connect to our scoring engine without changing your current tech stack.

POST /v1/glik/underwrite
user_id: "col_8821"   signals: 3247
→ score: 847  risk: "low"  latency: 210ms
* Illustrative example — fictitious data
Embedded Credit

Total control of your originations in one place

Through our dashboard or via API, consult profiles, increase your demand with new customers (invisible to others), and manage your portfolio while Glik operates the cycle in the user app.

app.glik.com/origination
Glik Origination SaaS — credit platform
Real-time KYC
Behavioral score
API en < 24 h
Paperless origination
Live analytics
KYC and Profiling

We validate identity and enrich the profile of each applicant.

Smart Matching

We connect the ideal user with the originator that best fits their profile.

Disbursement Instruction

You disburse capital directly to the user's account; we tell you where and when.

Control and Collection

Monitor originations, portfolio behavior, and collections management in real time.

Sponsors

You can be the bridge to the financial wellness of the people you care about

Supporting your employees, affiliates, or stakeholders with real financial inclusion is not just an act of social responsibility — it is a competitive advantage that generates loyalty, productivity, and lasting impact.

With Glik, your institution can offer its communities access to financial education, responsible credit, credit score improvement, savings and investment opportunities, and much more to transform their financial quality of life.

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The credit access that emerging markets deserve

Join the movement that is transforming financial inclusion in the region. Glik connects technology, human behavior, and real impact.

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2025 · Rio de Janeiro, Brazil · WebSummit Impact · Technology · Inclusion
+8,000 Loans granted
+25,000 Registered people
2× We aim for you to double your origination with Glik Human Underwriting

Let's talk about your next million customers

We are ready to implement the credit infrastructure that will expand your portfolio.

They Trust Us