We know the traditional system has closed doors on you. At Glik we evaluate you as a person, understanding your behavior and knowledge to connect you with the glik you deserve.
Our technology looks at the big picture. We analyze your real data, the story you tell, and your knowledge to give you an answer in minutes.
Meet your payments and watch your history flourish. Glik helps you take the first step to access a world of new opportunities.
At Glik we believe in people. Here, money flows based on a trusting relationship where what you can tell us about yourself is fundamental. We have called these loans gliks.
Everyone starts with a base limit. With every glik and interaction you have with us, you can increase your chances of accessing a higher limit and many more opportunities.
Those who provide the gliks can be people like you or institutions that want to support you, trusting above all else.
You need to validate your identity and have an account with our partner
— we will do our best to give you a limit.
Glik is not just a loan. It's an ecosystem of tools designed for you to advance.
Master your money with practical lessons on savings, investment, and more. In partnership with Aston.
We use AI to understand you as a person, accompany you at every stage, and give you the solution you really need. We are not just an app — we are your partner in financial life.
Save and grow your money securely.
Use it anywhere and get cash back on every purchase. Subject to FinZi terms and conditions.
Access Bitcoin and other cryptocurrencies from the app. Simple and hassle-free.
Every on-time payment adds to your history and opens doors to more opportunities.
A process designed to give you your first opportunity in the formal system in a fair and transparent way.
We do not limit ourselves to your credit history. We use data that truly reflects your responsibility (your transactions and your behavior) in a 100% secure way.
Our advanced "Human Underwriting" model processes your information in minutes, approving people that banks automatically reject.
We connect you with people and partner companies that trust our analysis to disburse your money quickly.
Every time you repay a Glik on time, you help us continue helping you grow. Start here and build the trust that will open the doors to the system!
Our technology allows us to give you a "Yes" when others tell you "No".
We evaluate people with no prior history or with negative reports, achieving high approval rates thanks to our Glik Human Underwriting model.
We do not share your information without your permission. We only use it to get you the credit or product you need.
Thousands of people have already achieved their first credit or financial product thanks to our process.
Ready to prove that your behavior and history are worth more than a number? Let us get to know you.
Let us know you nowAddress the global underserved market with our infrastructure focused on understand people and provide them with fast, tailored solutions. Each point you see represents an invisible person to the traditional financial system. Glik understands them all.
Contact UsGlik combines origination, technology, and human understanding to enable responsible credit in populations invisible to the financial system.
Convert rejected applicants into originatable customers.
We evaluate applicants with no history using alternative data and AI. We deliver profiles with a high probability of repayment, ready for you to approve.
We reach your customer, you originate the credit.
Offer credit to our user base or your applicants directly within the Glik app. We handle the origination, collection, and billing.
Financial well-being for those you care about.
Empower your employees, customers, or partners with access to financial education and fair credit, improving their quality of life and generating loyalty.
When you reject someone for lack of credit bureau history, Glik steps in. We enrich their profile with AI and deliver a pre-validated lead, ready to originate, allowing you to recover lost revenue.
Digital behavior, alternative payment history, cash flows, and psychometrics for a highly precise risk profile that the traditional bureau cannot see.
Respond to credit applications in real time, with no waiting or paperwork.
We evaluate people where the traditional system only sees an empty number.
Lower delinquency rate than the market average, even in cohorts with no banking history.
Connect to our scoring engine without changing your current tech stack.
Through our dashboard or via API, consult profiles, increase your demand with new customers (invisible to others), and manage your portfolio while Glik operates the cycle in the user app.
We validate identity and enrich the profile of each applicant.
We connect the ideal user with the originator that best fits their profile.
You disburse capital directly to the user's account; we tell you where and when.
Monitor originations, portfolio behavior, and collections management in real time.
Supporting your employees, affiliates, or stakeholders with real financial inclusion is not just an act of social responsibility — it is a competitive advantage that generates loyalty, productivity, and lasting impact.
With Glik, your institution can offer its communities access to financial education, responsible credit, credit score improvement, savings and investment opportunities, and much more to transform their financial quality of life.
Learn morePractical content that empowers each person with real knowledge.
In partnership with AstonResponsible loans for those who need them most, evaluated with Human Underwriting.
Every on-time payment builds positive history and opens new financial doors.
Tools for everyone to start building their financial future today.
Your institution becomes an agent of change for entire communities.
Less financial stress, more focus, more commitment. Wellness that shows in results.
We are ready to implement the credit infrastructure that will expand your portfolio.
They Trust Us
